.calculator-hub-hero{position:relative;isolation:isolate;min-height:560px;display:grid;align-items:end;color:var(--color-white);overflow:hidden}.calculator-hub-hero__media{position:absolute;inset:0;z-index:-2;background-image:linear-gradient(90deg,#0a1628e6,#0a16288f,#0a16282e),url(/images/hero-pool-1360w.webp);background-position:center;background-size:cover}.calculator-hub-hero:after{position:absolute;inset:auto 0 0;z-index:-1;height:34%;background:linear-gradient(0deg,rgba(10,22,40,.62),transparent);content:""}.calculator-hub-hero__content{padding-block:var(--space-20) var(--space-16)}.calculator-hub-hero h1{max-width:800px;margin-top:var(--space-4);font-size:clamp(var(--text-4xl),6vw,var(--text-6xl));letter-spacing:0}.calculator-hub-hero p:not(.eyebrow){max-width:660px;margin-top:var(--space-5);color:var(--color-gray-100);font-size:var(--text-xl);line-height:var(--leading-relaxed)}.calculator-hub-hero__actions{display:flex;flex-wrap:wrap;gap:var(--space-4);margin-top:var(--space-8)}.calculator-hub-hero__actions .btn-outline{border-color:#ffffffb8;color:var(--color-white)}.calculator-hub-section{background:var(--color-off-white)}.calculator-card-grid{display:grid;grid-template-columns:1fr;gap:var(--space-6);margin-top:var(--space-10)}.calculator-card{display:flex;min-height:320px;flex-direction:column;border:1px solid var(--color-gray-200);border-radius:var(--radius-lg);background:var(--color-white);padding:var(--space-6);color:var(--color-gray-700);text-decoration:none;box-shadow:var(--shadow-sm);transition:border-color var(--transition-fast),box-shadow var(--transition-fast),transform var(--transition-fast)}.calculator-card[href]:hover{border-color:#0891b266;box-shadow:var(--shadow-md);transform:translateY(-2px)}.calculator-card--disabled{background:linear-gradient(180deg,var(--color-white),var(--color-gray-100))}.calculator-card__topline{display:flex;min-height:28px;align-items:flex-start;justify-content:space-between;gap:var(--space-3)}.calculator-card__eyebrow,.calculator-card__badge,.tier-tool-card span{color:var(--color-pool-blue-dark);font-size:var(--text-xs);font-weight:var(--font-semibold);letter-spacing:.04em;text-transform:uppercase}.calculator-card__badge{flex:0 0 auto;border-radius:var(--radius-full);background:#0891b21a;padding:2px var(--space-2)}.calculator-card__icon{width:72px;height:72px;margin-top:var(--space-5);object-fit:contain}.calculator-card h3{margin-top:var(--space-5);color:var(--color-navy);font-family:var(--font-serif);font-size:var(--text-2xl);line-height:var(--leading-tight)}.calculator-card p{margin-top:var(--space-3);color:var(--color-gray-600);line-height:var(--leading-relaxed)}.calculator-card__cta{margin-top:auto;padding-top:var(--space-6);color:var(--color-pool-blue);font-weight:var(--font-semibold)}.calculator-tier-two{background:var(--color-white)}.calculator-tier-two__grid{display:grid;gap:var(--space-8)}.calculator-tier-two h2,.calculator-why h2{max-width:720px;margin-top:var(--space-2);color:var(--color-navy);font-size:clamp(var(--text-3xl),4vw,var(--text-5xl));letter-spacing:0}.calculator-tier-two p,.calculator-why p{max-width:760px;margin-top:var(--space-4);color:var(--color-gray-600);font-size:var(--text-lg);line-height:var(--leading-relaxed)}.calculator-tier-two__cards{display:grid;grid-template-columns:1fr;gap:var(--space-5)}.tier-tool-card{border:1px solid rgba(8,145,178,.22);border-radius:var(--radius-lg);background:linear-gradient(135deg,var(--color-off-white),#eefcff);padding:var(--space-6)}.tier-tool-card img{width:64px;height:64px;object-fit:contain}.tier-tool-card span{display:block;margin-top:var(--space-4)}.tier-tool-card h3{margin-top:var(--space-2);color:var(--color-navy);font-family:var(--font-serif);font-size:var(--text-2xl)}.tier-tool-card p{margin-top:var(--space-3);font-size:var(--text-base)}.tier-tool-card strong{display:inline-block;margin-top:var(--space-4);color:var(--color-pool-blue-dark)}.calculator-why{background:var(--color-off-white)}.calculator-why__inner{max-width:920px}.calculator-trust-strip{background:var(--color-navy);color:var(--color-white);padding-block:var(--space-5)}.calculator-trust-strip__grid{display:grid;grid-template-columns:1fr 1fr;gap:var(--space-3)}.calculator-trust-strip span{color:var(--color-gray-200);font-size:var(--text-sm);font-weight:var(--font-semibold)}@media(min-width:640px){.calculator-card-grid,.calculator-tier-two__cards{grid-template-columns:repeat(2,1fr)}.calculator-trust-strip__grid{grid-template-columns:repeat(4,auto);justify-content:space-between}}@media(min-width:1024px){.calculator-card-grid{grid-template-columns:repeat(3,1fr)}.calculator-tier-two__grid{grid-template-columns:.85fr 1.15fr;align-items:start}}@media(max-width:639px){.calculator-hub-hero{min-height:620px}.calculator-hub-hero__media{background-image:linear-gradient(180deg,#0a1628b8,#0a1628f0),url(/images/hero-pool-1360w.webp)}.calculator-hub-hero__actions{flex-direction:column}.calculator-hub-hero__actions .btn{width:100%}}